Ms Clare McNamara:

I will take that question. Opting out is legally questionable in a common law jurisdiction. Netherlands has a civil law jurisdiction, not a common law one. The directive allows opting in or opting out, but it favours opting in. I mentioned in response to an earlier question on this that we did a public consultation. One of the questions we put was about the opt-in and the opt-out. The responses to that consultation helped to inform our policy decision.