Mr. Kevin McCarthy:

That is the environment in which we are trying to achieve this. We recognise the challenges that it creates. It would unquestionably be a more achievable objective in a different and wider housing environment. However, we are committed to the objective set out in the White Paper, which is to achieve full implementation by the end of 2024, recognising that a number of the assumptions underlining the original implementation plan have now changed. We need to assess the impact of that, and an exercise to do so is under way.