Matt Shanahan (Waterford, Independent)
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I will return to the representatives of Insurance Ireland. What I refer to is possibly anecdotal but a large American-backed insurer came into the market here a number of years ago. It operated here for five to six years and then left with its tail between its legs. One of the issues that was raised at the time was that it did not have access to data beyond three years and that ultimately some of its original business planning was flawed strategically because of that. Do they wish to make any comment on that? Again, it relates to the access to data and who holds the data. Perhaps they might address that first.