Jim O'Callaghan (Dublin Bay South, Fianna Fail)
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Obviously, I am not asking Mr. Boland to empathise with policymakers or politicians; however, can he understand that from the point of view of parliamentarians and members of the Government, a huge amount has been done to try to reform the insurance sector to reduce premiums? We enacted the perjury legislation, introduced the judicial guidelines and established the Office of the Legal Costs Adjudicators of the High Court, the Garda insurance fraud unit and the database. Every time we introduce something, the premiums do not come down. Are the insurance companies taking us for a ride here or what?