Jim O'Callaghan (Dublin Bay South, Fianna Fail)
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I thank Mr. Boland for coming before the committee. I noted his comments about the legislation we are considering. I will ask a number of questions about the survey that the alliance conducted because, as I am sure is the case from his point of view too, it is frustrating and alarming from the point of view of policymakers that one year after the guidelines were introduced, the survey shows that liability premiums have increased by 16%. Was that a surprise to Mr. Boland and the members of the alliance?