Mr. Peter Boland:

It should where it is timely and, therefore, usable from our perspective. We have an ongoing issue, for example, with the national claims information database, NCID, liability report. There is quite a time lag that is at least in part attributable to the complexity of the information. We will, for example, get a good oversight of what is happening with the new judicial guidelines on the motor insurance side by October this year. This October's NCID report on the motor side will cover 2021, which is the first year the new guidelines were in place. We will not get the same level of insight on liability until July 2023 because there is a lag which, as I said, is at least in part due to the complexity of the information. That is our concern.

We welcome all the engagement the committee has had with the Central Bank, which will be pivotal in making sure that not only can it put its hand on its heart and state the information is robust but that it can be processed in a timely manner.