Pearse Doherty (Donegal, Sinn Fein)
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Let us take for example one of the biggest players in the industry, which is Zurich. It is one of the top seven both here and in the UK. When the CEO of Zurich, Mr. Anthony Brennan, came before this committee in October 2019, he made the point that "if we consider motor insurance, roughly 30% of our claims are personal injury-type or soft tissue damage and we are four times the UK average". He then went on to say, "For liability, where the vast majority of claims are injury related, it would be a higher percentage". Is it not the case that even though we do not know the data, we know that personal injury awards are 42% of the cost of motor insurance but it would be correct to assume that it actually makes up a larger award with regard to public liability?