Pearse Doherty (Donegal, Sinn Fein)
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Mr. Boland talked about the difference between motor insurance and public liability and business insurance and community groups, which are very much struggling. We will not just focus on the competition, which is a major issue that has to be addressed in terms of the new office that is being established and whether it is working or achieving its objectives. However I just want to look first at awards versus premiums. Is it not the case that award levels make up a substantial amount of the costs for insurance with regard to liability and a lesser share for motor insurance?