Oireachtas Joint and Select Committees
Wednesday, 23 February 2022
Select Committee on Finance, Public Expenditure and Reform, and Taoiseach
Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage
Seán Fleming (Laois-Offaly, Fianna Fail)
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There is on the loan. If a customer defaults on the loan, it would be a commercial arrangement between the company and the person who has taken out the loan. Late penalties do not fall within the scope of the APR that we are dealing with here.