Oireachtas Joint and Select Committees
Wednesday, 23 February 2022
Select Committee on Finance, Public Expenditure and Reform, and Taoiseach
Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage
John McGuinness (Carlow-Kilkenny, Fianna Fail)
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Regarding the company that Deputy Doherty is speaking about, the customer is aware because he or she has opted to use its services. It is that company that is offering the individual the credit. Therefore, that person knows the credit terms being offered, whether by Klarna or another such company. The Minister of State is discussing circumstances where there is some form of arrangement with the merchant that the customer is not aware of.
I mean that the customer would be made aware of that by the merchant------