Ms Aoife MacEvilly:

It is, yes. I appreciate that, but to do that would also have potentially negative impacts on competition. In order to do that we would have to have a very significant evidence base to suggest that customers would be better off if we did it, and we do not have that. Our last major review of retail markets was in 2017 and we looked at all aspects of how competition was working to the benefit of customers. What we found from that was that, overall, competition is delivering benefits for customers.