Mr. Tomás O'Midheach:

Roughly 10% of our cases are subject to some form of internal review by our claims department, the majority of which is trained in investigating fraud. We have a strong internal review. Ultimately it gets to a small investigations unit. This year, I think we presented 17 cases for follow through by An Garda Síochána for fraud. The figure may have been slightly less in 2019 and 2020 for prosecution.