Mr. Trevor Lowry:

For both private motor and fleet we have reduced premiums by roughly 10%, based on what we see in the context of an assessment of the new awards because the awards are heavily weighted towards the lower soft tissue and attritional end of claims. They do not impact all claims directly and what we are seeing come through from the Personal Injuries Assessment Board, PIAB, equates to that level of reduction in the cases we have seen, albeit a small number of cases.