John McGuinness (Carlow-Kilkenny, Fianna Fail)
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The minutes of the joint committee meeting on 1 December 2021 were agreed by the committee in private session. Today's meeting is our engagement with insurance companies. I welcome members and guests to the committee. We are joined today by Mr. Kevin Thompson, CEO of the RSA Group; Mr. Trevor Lowry, chief underwriting officer, RSA Group; we also have Mr. Tomás O'Midheach, CEO, FBD Insurance; and Mr. Aidan Connaughton, general manager, AIG Ireland.

The format of the meeting is that Mr. Thompson, Mr. O'Midheach and Mr. Connaughton will make some brief opening statements and members will then raise the various questions they are interested in.

I ask members and witnesses to be advised of the note on privilege, whereby full privilege is extended to members and those who are conducting the meeting from the precincts of Leinster House. If they are on a call from outside Leinster House, they may have limited privilege. I now invite Mr. Thompson to make his opening remarks.