Mairead Farrell (Galway West, Sinn Fein)
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On capital requirements, over the past couple of months, there has been a good bit of commentary on the return on equity and capital requirements that characterise the banking sector here. We have seen from research that risk-weighted assets attributed to Irish banks were significantly affected by the legacy of the crash, with a subsequent impact on the return on equity and even the mortgage interest rates that characterise the mortgage market. Could the delegates comment on this?