Ms Jane Howard:

Yes. In June this year, we reached an agreement with the Financial Services Union, FSU. Colleagues voted on that and enhanced redundancy terms were approved. We have worked very hard with the FSU. We both had the same ambition, which was to minimise job losses, ensure that our colleagues are upskilled for the future and to clear the redundancy terms. This includes a training grant of €5,000 for each person. It is something on which the FSU worked very hard with us.