Mr. Niall Cody:

I appreciate those comments. In the context of the rolling out of these schemes, many people did much exceptional work. I do not mind the senior people.

However, referring to Deputy Dillon's comments, many of our staff were working remotely on a scheme that did not exist before they went working remotely. Some of the work done by people on the front line in taking calls and assuring and reassuring businesses has been exceptional.