Kieran O'Donnell (Limerick City, Fine Gael)
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I will take up the point raised by the Chair about the review of the banking system. What is the Governor's perspective on the issue of post offices and credit unions and what role does he see them fulfilling? Both have good networks. Post offices are under pressure. An Post has already gone into banking to some extent, but the credit unions not as much. We have had an incomplete discussion about the role of credit unions and post offices in an integrated system. I am not referring to the Sparkasse model or whatever. Can Mr. Makhlouf envisage an enhanced role for credit unions and post offices in delivering banking and financial services the length and breadth of Ireland?