Mr. Paul Benson:

I will correct one point. The scheme is not just for replacement caravans. For example, new family formations could apply for a loan to provide a caravan.

The six-month pilot scheme is being run in four pilot authorities and €1.5 million has been provided to supply a minimum of 50 loans. We will have to learn from the pilot. We hope to roll it out in 2022, but I expect the review will probably take six months. There will be a few challenges in a national roll-out. An issue that has already cropped up is that of insurance. It had the potential to put a brake on the pilot. We have moved on with the pilot notwithstanding those difficulties, but the issue will have to be addressed in the national roll-out. I am referring to the issue of Travellers being able to get insurance for a mobile home or caravan trailer that they own themselves and that has a significant value for which they are liable for repayments. I am sure there will be other issues.