Dr. Colin Hunt:

I am fortunate that our chief legal advisor and group general counsel, Ms Helen Dooley, is present. She will answer on that.

Ms Helen Dooley:The reasons for the consent letter were twofold. It was to request that within the context of the State agreements, which are essentially a contract between the Minister of Finance and the bank, Goodbody would not be regarded as a group company within the context of that contractual arrangement. No derogation was sought on the restrictions in the Finance Act 2020, with regard to the surcharge on bonuses. Clearly, that is a matter for the Legislature.