Peadar Tóibín (Meath West, Aontú)
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We hear regularly that one of the reasons small to medium-sized Irish builders cannot build at the moment is the lack of credit. In other words, the credit structure does not suit their building model and as a result international investment funds come in and soak up that market to a certain extent. What is the witnesses' experience of that? Why is there a problem with the credit facilitation of small builders?