Mr. Ed Farrell:

There are 200 individual credit unions. The credit unions, thankfully, were essential services during the pandemic so if a credit union was closed it is news to me. We kept a weekly check-in with credit unions to ensure they were able to continue servicing the members. The door of the credit union may have been closed but people could telephone or email to make an appointment, so they were not closed from a business point of view. They may physically have been trying to keep the directors, staff and members safer by allotting time. I would be happy to look into that. A monthly report has to be sent. The Central Credit Register is one of the things Ireland Inc. had to do coming out of the International Monetary Fund arrangement. There had to be a better credit referencing system. The Central Bank had to put that in place, but it is strange that he would have found himself on that if he was not able to pay the loan because the credit union was unable to take the money from him. I will follow up with the Deputy directly and we will see what we can do, if that is okay. Obviously, I have no sight of that from here at present.