John McGuinness (Carlow-Kilkenny, Fianna Fail)
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I ask Mr. Butler to elaborate a little, if he can, on IIB Homeloans Limited and the licence. He was going back to 2008. I presume if that one is giving home loans, one is obliged to have a licence. The Central Bank was asked about this and it said a licence was unnecessary. Mr. Butler went on to say that, after questioning, the Central Bank said it did not hold the licence. Can Mr. Butler bring some clarity to the statements he is making in regard to that issue?