Dr. Seán Healy:

That is okay. We have set various proposals regarding how one can broaden the tax base, increase the tax take and develop a fairer taxation system. We would certainly argue against any austerity approach being taken. In fact, we have specific proposals in respect of housing and what needs to be done in that regard. We have recently put them forward in a ten-point plan. I ask Ms Rogers to say a few words on that aspect to give the committee a better picture of our proposals in that space.