Mr. John Devitt:

I think Senator Higgins raised the question of a senior executive accountability regime. In the UK, the Financial Conduct Authority can impose administrative fines on senior executives in banks who have been found to penalise workers for raising concerns. One example involved a fine of more than £600,000 against a senior executive who had sought to find out who had made a protected disclosure against them. Administrative sanctions would assist. I have forgotten the question.