Mr. Aidan Connaughton:

We have done a couple of things. As the Deputy will probably have seen, we have introduced a 4% discount for customers as a result of the reduced driving discount. We had a 4% discount that applied to all renewals from 1 August. We have applied a further 4% to all our renewing customers from 1 May, which will run for a 12-month period. Therefore, some customers, between 1 May and 31 July, will receive a combined 8% reduction as two 4% reductions. We have also reduced premiums since the beginning of the year, separate from that 4%. In addition, during last year we reduced our private car premium by almost 10%. We have certainly taken into account the judicial guidelines and we have a further review of prices, which will take place imminently. Obviously, I cannot say what that number will be today but I can assure Deputy Doherty that we have further changes coming through.