Pearse Doherty (Donegal, Sinn Fein)
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We can go through this with every insurance company and they will all tell us the same bloody thing, which is that none of them is doing this. Again, the Central Bank must be dreaming this up. A comprehensive report has been published that indicates very clearly that a loyal customer of an insurance firm in Ireland is punished as a result of that loyalty. For example, if a customer has renewed with a company for five years or more, at that stage he or she has paid more than €350 in a loyalty premium. If a customer has renewed nine years or more with the same company, he or she would pay 35% more than the technical premium. Does the witness accept the findings of the Central Bank?