Imelda Munster (Louth, Sinn Fein)
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People often talk about how their parents purchased their house in their 20s. Now there are people who are in their 30s and even their 40s who are unable to secure home ownership. The average term of a mortgage loan is 20 to 25 years. There are people who are now in their 40s and retirement age is 65, or it could be 67 if the Government gets its way. Are we effectively working towards a deadline in respect of the housing that is available? For example, will an entire generation be locked out of home ownership for good if they are not presented with a realistic opportunity to buy in the next decade? Will that be the next crisis that we will face?