Pearse Doherty (Donegal, Sinn Fein)
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My next question is for Mr. Brennan and Mr. O'Rourke. Their companies, Zurich and Aviva, are in the top seven insurance companies in Ireland. They are also in the top seven in the UK. Will the witnesses explain to the committee what are the responsibilities and requirements on their companies since the British Government reduced the cost of whiplash awards? What do they mean? How do the companies have to show the Financial Conduct Authority, FCA, that they are passing on these savings to consumers?