Ms Gráinne McEvoy:

We cannot comment on individual cases at this point. I can comment on two of the most significant fines that the Central Bank has issued in respect of administrative sanctions. In 2019, Permanent TSB was subject to an administrative sanction of €21 million. This year, KBC was subject to a fine of €18.3 million. Mr. Sibley mentioned this earlier. Our work on enforcement and reviews of the actions of individual lenders regarding their compliance with the consumer protection code and the fitness and probity of individuals remains open and ongoing.