Mick Barry (Cork North Central, Solidarity)
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My question was very similar. This is a very interesting piece of information that has been put before the committee. I would like to tease out a little more information about what has been revealed by the freedom of information requests.

In the case of a town which has one bank - the only one for miles - and the bank's head office informs the Central Bank that the branch will close in two months, will that be the only correspondence? Is the Central Bank's only engagement to note it? I am interested to know precisely what is meant by a tick-box exercise. Have there been examples in recent years in which the Central Bank has resisted a proposed branch closure or even has sharply questioned the decision?