Mr. John McKeon:

What can sometimes happen on some schemes is that someone might have claimed a disability allowance payment, for example. It could then turn out on review that the person does not meet the medical conditionality, but he or she would have met the conditionality for the jobseeker's allowance payment. That is one example. In that case, while the person is on the wrong scheme, and there is an overpayment on that scheme, in net terms there is not an overpayment. The same would happen, for example, if someone falsely claims invalidity pension and it turns out that he or she was not entitled to it but could have claimed disability allowance. It is those kinds of changes that occur, and mainly with people on the wrong scheme.