Dr. Chris Horn:

I wish to make one more comment in response to Mr. Hackett as I do not believe we have heard it made this morning. It is that we should not forget the travel and health insurance industry. In terms of encouraging consumers to travel again, as Mr. Hackett was observing, I suggest that travel and health insurance are important aspects in encouraging consumers to travel again in this Covid environment, as is being clear about what insurance is available to them. I ask that the joint committee invite representatives of that industry to a meeting to get their perspective.