Mr. Brendan McDonagh:

No, there was a standard. The SCSI is very perfectionist about its profession and says valuations have to be done by qualified valuers. The code of practice, however, states that appraisals can be done by people other than qualified property valuers. They can be people who have knowledge of the situation. We believed that the independent business reviewer had knowledge of the assets he was reviewing as part of the property plan. We also had people internally who were very seasoned property professions, who had the view that the information going forward was representative of what the assets were worth.