Mr. Brendan McDonagh:

Last year, we did 2,000 units. The previous three years we did 2,500 units. What is happening is that a number of our debtors, because of the improvement in the market in the past number of years, have been able to pay off their debts and leave NAMA. Some of these are big house builders and, fair dues to them, they have paid off all their debts to the taxpayer and then moved on. That, therefore, reduces our capacity in terms of the number of builders we have in NAMA and building units. We have tried to deliver the maximum we can. This year we would definitely have delivered 1,500 units. However, because of the lockdown and Covid and the restrictions in terms of people working internally. Before one could have a plumber, an electrician and a tiler working in a house at the same time, but they must now work discretely because of the necessary Covid restrictions. Hence the 750. As such we have had to push the target out to 2021 and we will get to the 20,000.