Mr. John A. Moran:

The best way for this country to get better is for people to earn more. That is clearly the case. The first way to do that is to stop unemployment, get people into work, provide training and everything else. Cost bases must be reduced because they have an impact on the ability to pay a living wage.

On the point about SMEs, the more we help businesses to recover, the more of a responsibility those business owners have to ensure that their employees are treated well from the perspectives of safety and wages. We will not get to that desirable outcome if we cash starve the businesses in the first place because the first thing those businesses will have to do is to let people go or not pay them properly. Ms McCabe would like to come in on that point and it would be appropriate to ask her about it as a business owner.