Catherine Connolly (Galway West, Independent)
Link to this: Individually | In context | Oireachtas source

The plain English on page 18 is very helpful information from the Central Bank. It states:

Between 2009 and 2018, the average annual gross earned premium increased by 42%; the average cost of claims per policy reduced by 2.5% over this time.

To recap on Part 2, 2013 was the lowest point for average premiums over this ten year period, having decreased by 13% from €498 in 2009 to €435 in 2013. Premiums started to increase again in 2013, increasing by 62%

It recaps again for us after that. It is very helpful. What is really jumping out for me is a healthy profit, premiums going up and a narrative that is not reflective, partly because the narrative is not based on fact from anybody, even the no foal, no fee basis. I have a difficulty with the narrative from insurance companies. I was in the Chair in the Dáil lately and heard a narrative about fraud, lying and cases that were not right. Are the figures for fraud not in fact extremely low?