Mr. Mark Carlin:

One of the products we are looking to bring to market is premium partners, where we partner with people and provide annuities.

We must learn lessons from farm partners. This has been a hugely successful initiative, bringing 12,800 ha and 630 farmers into forestry. Clearly, there have been some challenges with communications, engagement and the commercials, but we feel in a good position to be able to offer something like this, which I think would go some way towards dealing with the challenge Deputy Healy-Rae recognises.

To respond to Deputy's question about windblow, this is another challenge for a private individual, particularly if uninsured, if his or her crops blow down. I believe there are reconstitution grants available, which is clearly the best approach for the individual to take, either insuring the crop or looking at reconstitution of those forests.