Ms Derville Rowland:

I thank the Deputy for his remarks. Yes, I confirm that as part of our risk-based supervision, we had previously identified big data and the innovative techniques that are available as a risk for customers and because of that and as part of our work at a national level in the focus on the cost of insurance, we have already taken policy measures that I referred to in my opening statement where the price of previous premiums in motor insurance have been disclosed. As a part of our continuation of that work and as part of our 2020 work programme, we are doing a wide and deep market analysis of the practice of dual pricing because big data brings the possibility of analysing information. This is not only in the insurance industry. As the Deputy well knows, it is a widespread-----