Mr. Tom Dunne:

Absolutely. Over the years, I found while looking at rental sectors in different countries that there is not one model for all countries. They are very different. I have yet to come across a country where there is not a private rental sector with amateur landlords. There are always amateur landlords and they complement other systems. I cannot see a situation arising where there will not be a role for the private landlord. The Chairman is correct that they fulfil a role in the marketplace and sector that needs to be encouraged.