Michael McGrath (Cork South Central, Fianna Fail)
Link to this: Individually | In context | Oireachtas source

When the head of AXA was before the committee last week, he told us that the company had achieved savings last year of €90 million in the area of fraud. He said it represented approximately 4% or 4.5% of gross written premiums, which is a substantial figure, but something does not quite match up, given the low number of referrals. Perhaps the companies have no confidence that cases can be taken through the system, but that is not necessarily the fault of the Garda. It could be because of the judicial system or the legal framework or that the burden of proof is so high. In any case, there seems to be an extraordinary mismatch between the level of fraud in the market about which the companies are telling us and the low level of cases being reported to the Garda. Does the Garda deputation have any observation to make in that regard?