Mr. Pat Lordan:

Yes, I would say so. They have to suspect that a crime has been committed and that they have information to show that.

In fairness to the industry, the 50 cases we talk about could involve quite a substantial number of claimants in each one, as was pointed out by Deputy Commissioner Twomey. There could be four or six. We have, for example, one case in which 14 people are involved in one claim. That could bring the figures up closer to what has been quoted recently as being 600 or 700 cases. It is still a long way, as the Deputy states, from the 20% figure.