Pat Casey (Wicklow, Fianna Fail)
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I have a few brief questions. I thank the witnesses for their submissions. Sometimes when we sit here we get caught up in all the red tape and bureaucracy of everything. It is very hard to understand that throughout Europe the equivalent of approved housing bodies are delivering social housing off-balance-sheet. We sit here and ask what is the difference between them and us. Mr. Hannigan gave me a bit of a shock when he said that the €3 his organisation leverages for every €1 it gets from the State is now on the State's books. If €1 billion was available from the credit unions and the Housing Alliance accessed that €1 billion, it would be State debt.