Ms Michelle Murphy:

I would like to make a brief comment on childcare. If we are to give choice back to families, the first thing we should focus on is expanding the availability and types of childcare that families can access. Investment should be first. Then we can look at how we support families. It is important that we make the tax credit refundable to ensure the credit reaches every family.

I would also like to echo what Mr. Nugent has said about retrofitting. We have made a proposal that seeks to target social housing, in particular. It is based on a Dutch model that involves retrofitting at scale.