Mr. Chris Anako:

We introduced the policy in 2016, just after all the closures, the largest of which in the area of English language teaching was Eden College. There was also a handful of closures in higher education. The policy was designed for students only but we want to get teachers involved and create some sort of solution for them. The only problem is whether we are treading on redundancy and that we are not sure what we are insuring, although we are completely open to insuring teachers. The history of O'Driscoll O'Neil and Study & Protect is releasing niche products. We are the first provider of learner protection in Ireland and we created a medicover policy, which is medical insurance for international students. It is now a statutory requirement and all the universities take it up, although in that regard we are appearing before the High Court for another matter. It is all about creating a niche product, which we can do.