Peter Burke (Longford-Westmeath, Fine Gael)
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It is something we need to be conscious of, particularly in view of the way the banks behaved and the various interpretations of what constitutes an NPL. In many instances, I have seen loans that are put up for sale comprising mortgages which are up to date and which have never been in arrears or loans on rental properties that fell behind six years ago but which are up to date now. I have seen how those loans were placed in a bundle and sold. Some of these cases were extreme and the Department needs to be aware of how issues like this affect people. Citizens of this State have to be protected too and they are being railroaded by some of these practices.