Ms Mary-Elizabeth McMunn:

I will speak a little to what Ms Cunningham was mentioning to the Deputy earlier on the team that I have that is responsible for the prudential supervision of the banks. We would work closely with Ms Cunningham's team in the context of anti-money laundering supervision. The prudential supervisors work with the anti-money laundering supervisors because the prudential supervisors would be very familiar with the institutions' business models, with what they are seeing and if there is a change in the business models of those entities. That dialogue is continual and we are an integrated supervisor so information flows can go between both teams.

In the context of Brexit, as Mr. Cross has mentioned, our focus has become increasingly acute as we have moved along in the timeline over the past number of months. What that has meant for us is that we are very clear on any business that our institutions might have in Northern Ireland, for example with the number of credit unions that are along the Border region. We also identify where there might be vulnerabilities from a Brexit perspective with those business lines. Over the recent period, we have also had an enhanced level of reporting to us in the context of any flows we are seeing in those businesses and any difficulties that we might see in things that are happening there. As Mr. Cross has mentioned, as we got closer to 29 March and 12 April, our focus has increased.