John McGuinness (Carlow-Kilkenny, Fianna Fail)
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I am suggesting to Mr. Sibley that a large number of people are finding it difficult to engage with the banks. They do not return phone calls, they take forever to deal with issues, and they wear down the individual so that at the end of it, he or she is beaten. If an individual is beaten by the system, having tried it, his or her family is beaten. It has terrible social consequences.