Pearse Doherty (Donegal, Sinn Fein)
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I do not want to be pedantic but what Mr. Tobin just said is different from what was said earlier. The Department issued a statement, which has been carried in the media, to the effect that this Bill will increase mortgage interest rates. In his opening statement, Mr. Tobin said that may or may not happen and he has now qualified that and said that it is likely it has the potential-----