Pearse Doherty (Donegal, Sinn Fein)
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It is just procedural stuff. While there is no evidence of the vulture funds breaching the CCMA, the reality is that they take a very intolerant approach to a certain number of customers. If one speaks to debt advocates, they will make this point very clear. If we want to focus on the CCMA, my view is that it is a red herring when we are dealing with this issue. That is because the CCMA is a procedure the vulture funds have to go through before they go to the item of last resort, which is repossession. They do not, however, have to offer a solution. That is the major problem and where the weakness is in the CCMA.